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Know what renovating costs, before the first quote.

Setle builds a renovation plan with clear prices. For your client, for the bank and for the agent.

EPC F
Address or EPC
EPC D
Label D not yet reachedFlanders, since 2023: label D within 6 years of purchase.
Estimated works€36,150
Premiums foundPremiums found€7,300Premiums foundRoof insulation€3,500Facade insulation€3,800
New labelEPC E

Integrated at

KBCCrelanBNP Paribas FortisFintroImmoscoopRealSmartDewaele
Solutions

One product, for every role

From address to report

Is your client talking about renovating? Then you build a Setle report in the same conversation.

01

Start from the address

The address and the EPC set the scene. Every measure is priced for the region. No site visit, no forms to fill first.

02

Shape the plan

Works in a sensible order, with price ranges backed by real quotes. Premiums for the renovations and the label gain at each step.

03

Hand over the report

Leave with a clear document: the budget, the label gain and what that means for a green loan.

Renovation reportSetle
EPC FEPC BGrote Markt 1
Estimated works€25,600 – €34,700
Premiums found€5,900
Green loan advantage0.4%
Yearly energy savings€1,850

One report, trusted by banks

Integrated at 4 Belgian banks

KBC, Crelan, BNP Paribas Fortis and Fintro use the report in the credit conversation.

Ready for the credit file

The report follows the EU rules for green loans. You attach it to the file as it is.

Integrated at

KBCCrelanBNP Paribas FortisFintro

Every measure, roof to floor.

Switch on whatever you are considering. The plan recalculates at once, at the rate for the region.

Roof insulationRoof insulation
Wall insulationWall insulation
Windows & doorsWindows & doors
VentilationVentilation
Heat pumpHeat pump
Solar panelsSolar panels
Home batteryHome battery
Floor insulationFloor insulation
Cavity wall insulationCavity wall insulation
Facade finishFacade finish
Roof structureRoof structure
Roof coveringRoof covering
Underfloor heatingUnderfloor heating
Plaster and paintPlaster and paint
Floor finishFloor finish
Structural workStructural work
Architect and permitArchitect and permit
Facade renovationFacade renovation

With Belgian banks and partners since 2016.

55,000+renovation simulations run
€2 bn+of renovation budget modelled
“As a cooperative bank we take our responsibility by encouraging sustainable investment through loans for more energy-efficient homes.”
Viviane VerbiestViviane VerbiestESG manager at Crelan

The rules, kept in one place.

Flanders, Brussels and Wallonia each have their own timeline. Setle keeps track of them for you.

2023

Flanders, on purchase

Buying a home with label E or F? Then it has to reach label D within 6 years.

2030

Flanders, for rentals

From 2030, a conformity certificate needs at least label D for a terraced house or apartment, and label E for a detached or semi-detached home.

2031

Wallonia, every home

From 2031, every home must reach at least label PEB F.

2033

Brussels, every home

By 2033, every home has to reach at least label EPB E.

Frequently asked questions

An EPC states the condition the property is in today. Setle states what you do about it: which works, in which order, what they cost and the label you reach afterwards. The certificate does not replace the plan, it is where the plan starts.

Start from the address or upload the EPC, and the plan is there in the same conversation. No site visit, no forms first, no day of training.

Every item carries a low, a guide and a high price, set for its region. Those prices come from real quotes in Belgium. The work that goes with it, like scaffolding, is priced with it. The same team that builds the model keeps them current.

Read all questions →

See it on a property from your own portfolio.

A 30-minute demo. No slides, just the product on an address you choose.